The secret is out!  Even the academicians have joined leading hedge fund and wealth managers in singing the praises of momentum investing. 

Momentum investing ranks each investment based on its total return.  It stays invested in the top performers.  It does this because of human nature - a positive price trend, like any other popular trend, has inertia.  It persists until something else becomes more popular. 

What the academics have confirmed is that this persistence is tradeable and those trades are profitable.  Not every time, but with sufficient regularity to form the basis for a successful investment strategy. Academic Studies

In the past, however, taking advantage of the amazing persistence of momentum investing required signing on to a one-size-fits-all portfolio.  It often was a portfolio dominated by domestic equity investments, or it operated like a market timer. 

Well no more!  Since 2003, Flexible Plan Investments has offered its Lifetime Evolution management strategy.  Completion of a single-page suitability questionnaire results in the selection of one of twelve different investment portfolios, effectively providing a customized solution for each investor - custom return at a customized level of risk.

You don't need to search for different stock and bond managers to adequately diversify your account.  It's all done for you by Lifetime Evolution.

The portfolios chosen are divided between an equity and an income portfolio. The profiles range incrementally from the most conservative profile (100% income) to the most aggressive (100% equity).

The equity portfolio selects from a universe of domestic and international investments.  In addition, all nine style boxes are monitored.  The income portfolio similarly draws upon a universe consisting of governments, corporates, high quality and high yielding, long, mid and short duration and foreign and domestic investments.  And, where available, a separate portfolio of alternative investment vehicles is included in the mix, modeled on our popular Select Alternatives strategy.

Where available, Lifetime Evolution includes the use of our sub-advised Evolution Managed mutual funds.  Since Flexible Plan does not take a fee for both the funds and as an advisor, any sub-advisory fees earned from the funds become a dollar-for-dollar credit against your advisory fees.

Lifetime Evolution is available on our Strategic Solutions mutual fund wrap program, as well as most VA and VUL platforms.  While there is no minimum investment requirement, given that Lifetime Evolution uses two portfolios holding several funds within each, unless you elect to use 100% FPI sub-advised Evolution funds, we recommend that at least $26,000 be committed to this investment. 

All clients in Lifetime Evolution receive all the benefits of our exclusive OnTarget Investing monitoring and reporting. 

Disclosure

PAST PERFORMANCE DOES NOT GUARANTEE FUTURE RESULTS. Inherent in any investment is the potential for loss as well as profit. A list of all recommendations made within the immediately preceding twelve months is available upon written request. Information used and cited is from sources believed to be reliable but Flexible Plan cannot guarantee its accuracy.